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Motorcycle Insurance
What are the coverage's for your motorcycle?
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Accessories coverage:
If you carry comprehensive or collision coverage, your policy will include coverage for your accessories, which may vary by state. Accessories may include: saddlebags, backrests, seats, chrome pieces, CB radios, etc. Additional coverage's can be purchased if needed. The collision coverage also provides protection for your helmet as well.
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Bodily injury liability:
Insures you against certain damages if you injure or kill someone while operating your motorcycle and also provides you with a legal defense if another party in the accident files a lawsuit against you.
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Collision:
Pays for covered damage to your motorcycle when it hits, or is hit by, another vehicle.
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Comprehensive physical damage:
Pays for covered losses resulting from incidents other than collision - such as theft, fire or vandalism.
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Medical payments, No-Fault or Personal injury protection:
Can be many times be selected for both yourself and your passengers, depending on the state.
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Property damage liability:
Insures you against certain damages caused to someone else's property while operating your motorcycle and provides you with a legal defense for such claims if another party files a lawsuit against you.
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Uninsured/Underinsured motorists:
Pays for injuries caused by an uninsured driver in a crash that is not your fault.